1. Purpose
This application is a private, non-commercial installation of Actual Budget intended for personal budgeting and financial organization. These terms describe its intended use and are published for the banking integration’s application registration.
2. Who may use the application
Access is limited to the application operator and persons expressly authorized by the operator. There is no public registration, customer service, or commercial financial service offering.
3. Banking connection and consent
The application may use Enable Banking to retrieve account information from connected financial institutions when the account holder authorizes access. Only accounts that the operator is legally authorized to access may be linked. The account holder may withdraw bank authorization using the available banking-provider or financial-institution process.
This application does not provide payment initiation through the banking integration and does not itself execute transfers or trades.
4. Data accuracy and availability
Balances and transactions depend on information supplied by financial institutions and their interfaces. Data may arrive late, be incomplete, or contain errors. The application is a personal recordkeeping tool, not an official account statement. Verify important information with the relevant bank.
5. No financial advice
Reports, budgets, categorization and summaries are informational and do not constitute investment, tax, legal, or financial advice.
6. Third-party software and providers
Actual Budget is independent open-source software. Enable Banking and each financial institution operate under their own terms and privacy notices. Access may be affected by provider availability, service limits, maintenance, or changes to these services.
7. Availability and changes
Because this is a personal deployment rather than a service offered to customers, no uptime, availability, or support commitment is made. The operator may update, suspend, or discontinue the private application and may update these terms when its configuration changes.
8. Privacy and contact
See the Privacy Policy for details about information handling. Questions can be sent to the operator using the contact address recorded for the application in the Enable Banking Control Panel.